Driving
Waterloo to Lake City
Updated: 31 May 2026
The drive from Waterloo to Lake City is approximately 125 miles and takes 2 hours and 30 minutes. You will travel west on US-20 before heading south on IA-124 to reach Lake City. This route takes you through the heart of north-central Iowa, passing through several agricultural communities. It is a direct and relatively simple drive, though it involves some two-lane highway sections. Lake City is known for its historic downtown and community events.
Total Distance: 200 km driving distance; 175 km straight-line air distance.
Fastest Way
Driving via US-20 and IA-124 is the fastest method, taking 2 hours 30 minutes.
Cheapest Way
Driving your own vehicle is the most economical option, costing about 25 dollars in fuel.
Compare Waterloo to Lake City Routes
Driving
Direct
Duration
2 hours 30 minutes
Avg Price
22-28 USD
Operator
Personal Vehicle
Route
US-20 West to IA-124 South.
IA-124 is a two-lane road; watch for farm equipment.
Travel Tips
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Farm EquipmentBe prepared to slow down for tractors on IA-124.
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NavigationGPS is reliable, but keep a paper map as a backup.
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DiningFort Dodge is a great place to stop for lunch on the way.
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ParkingLake City has plenty of parking near the downtown area.
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Road ConditionsCheck for construction on US-20 before you leave.
Safety Tips
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SpeedingPolice monitor speeds on IA-124 near small towns.
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WeatherHigh winds can be an issue on the open plains of north-central Iowa.
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VisibilityKeep your headlights on during the day for safety.
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EmergencyKeep a basic emergency kit in your car.
People Also Ask
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Is Lake City in Iowa?Yes, it is located in north-central Iowa.
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How long is the drive?The drive takes about 2 hours and 30 minutes.
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Are there tolls?No, there are no tolls on this route.
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What is the best route?US-20 to IA-124 is the direct route.
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Is there a train?No, there is no passenger rail service.
Quick Info
- From Waterloo, Iowa, United States
- To Lake City, Iowa, United States
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Modes
Best Time to Travel
Summer and early autumn for the best weather and outdoor activities.
Things to Do in Lake City
1
Lake City Historical Museum
Explore this museum featuring exhibits on the history of the region.
2
Lake City Public Library
Visit this modern facility known for its community events and quiet study spaces.
3
Lake City Arts Center
View rotating exhibits from local Iowa artists in this community-focused gallery space.
4
Lake City Aquatic Center
Enjoy swimming and water activities at this community pool.
Tags
Waterloo to Lake City
US-20 to IA-124
Lake City travel
driving to Lake City
Waterloo to Lake City route
Iowa road trip
fastest way to Lake City
Lake City commute
